Whether your car decided that today was a good day to break down or your kid has come home from school asking for permission to go on a fun (and expensive) field trip, there may come a time in your life when you find yourself wondering how to make money fast. The good news is that there are a lot of legitimate ways to make some quick cash, usually online. Whether you have a skill you can monetize or not, here are more than 100 money making ideas.
Take Paid Surveys
We've compiled a list of the top, legit survey sites on SurveySays and have rated them in terms of convenience, privacy, accessibility and return on your time. Here are a few sites worth the effort when you want to make money fast.
If you use social media, you might have heard of Swagbucks, the mother of all survey sites. When you sign up for the site, you can earn points for completing surveys, watching videos or searching the web. You can then convert those points to cash or gift cards. It's easy to set up an account and get started.
Inbox Dollars has paid out more than $50 million in cash to the people that use it. The site is similar to Swagbucks in that it gives you opportunities to take surveys and watch videos in exchange for compensation. You can also click through email offers sent to you to earn a small cut of the profit the website makes from clicks.
Although sign up is easy, you might not earn as much from Inbox Dollars as you would from Swagbucks. Plus, the site isn't as upfront about what it does with your details and personal information.
Although cash is king, sometimes getting gift cards is just as good. Like Swagbucks and Inbox Dollars, MyPoints lets you earn points by completing surveys online. Once you've accumulated enough points, you can convert the points to gift cards for places such as WalMart or Amazon.
Ipsos is one of the largest marketing firms online, so it's little surprise that they have their own survey-taking branch, i-Say. While other survey-taking sites also offer you the chance to watch videos or get cash back to make easy money, i-Say focuses exclusively on survey taking.
Get Cash Back
If you're going to be shopping anyway, you might as well get a bit of cash for your efforts, right? Several sites not only let you take surveys, they also provide you with cash back when you click through links to your favorite stores on the site.
For example, Swagbucks will give you a percentage of your purchase back when you visit stores such as Amazon, Macy's or Gap through its website. Depending on the store and the offer, you can earn up to 20 percent back. That means if you spend $100 at a shop, you can easily make $20.
Start Doing Gigs
Although it's not available everywhere, Postmates lets you earn up to $25 per hour making deliveries to people in your area. Postmates is a delivery service that lets people get pretty much whatever they want, delivered to their homes, at all hours of the day and night.
You can sign up to make deliveries on foot with Postmates, by bike or with a car. You get to set your own schedule, can earn tips and can choose where and what you deliver.
Zaarly provides house cleaning, lawn care and other expert services. Getting listed on Zaarly.com does involve a pretty rigorous application process. But once you're on the site, it will do what it can to make you stand out and get customers. Since Zaarly only makes money when you do, it's in the best interest of the website to promote the businesses and people that sign up for it.
If you've got a car and some spare time, you can earn money fast with Uber. Available across the US and around the world these days, Uber is similar to a taxi service, except that people in need a ride use their phones to find and schedule a driver. How much you can make as a driver depends in part on where and when you drive. You don't have to have a special license or even a fancy or new car to drive with the service.
The next time you go on vacation or travel for work, you can turn it into a way to make money, fast. PleaseBringMe is a service that connects locals with travelers. For example, say you're traveling to the UK from the US for a vacation. If you sign up with PleaseBringMe, you might find a Londoner who's dying to get his or her hands on a snack or drink that's really only available in the US or that costs a lot in the UK. The local might ask you to bring him or her the snack and will pay you for the delivery as well as the cost of the product.
Now powered by Handy, EXEC Cleaning lets house cleaners and handy people find gigs. Whether you clean homes for a living, do home repairs and handiwork, or are just looking for some extra work to help you make money, EXEC Cleaning/Handy lets you earn up to $22 per hour for cleaning or up to $45 per hour for handyman tasks, working on your own schedule.
While places like EXEC/Handy are open to people with specific skill sets, a place like Fiverr gives pretty much anyone a way to make some money online. Although you can charge more than $5 for your services on Fiverr, the original concept of the site was the people were charging $5.
Whether you're a writer, a songwriter, a graphic designer or a crafter, you can find a way to use Fiverr to get cash fast.
When you sign up to be an inspector with WeGoLook, you get paid to check things out and make sure that they exist or that they are in the condition they claim to be in. You need a smartphone to take photos of the object (such as a car or building) and to send the photo to the person requesting the verification.
If you are a student who is looking for easy ways to make money online, Agent Anything is for you. It's open to university/college students only, since limiting the selection pool allows the site to verify people's identities more easily. Tasks include running errands or sending out emails and the price of each task is set by the person offering it, not by the person doing to the job.
Do you love to take photos? One option if you are wondering how to make money fast is to take several photos and list them on FOAP. You can sell your pictures on the site for $5 each. Even better, there's no limit to how many times you can sell the same picture. So one photo and just a few minutes of work can help you make hundreds of dollars.
True to its name, Gigwalk lets you find gigs or tasks to complete that are around you, or in some cases, within walking distance. The tasks you'll find on Gigwalk all pretty simple and have prices that match their complexity. Most range from $3 to $100 per task and can take anywhere from just a few minutes to a few hours to complete.
Before a video game or website sees the light of day, the designers and developers need people to try it out and make sure there are no bugs. That tester can be you, through UserTesting.com. You don't need special knowledge of game or website design to be a tester, as the site specifically wants everyday people. You'll visit a site, complete a number of tests or tasks, while recording your thoughts, and get $10 per test (each test takes 20 minutes).
TaskRabbit is similar to GigWalk and other sites that let people advertise for small tasks and projects. As a Tasker, you're able to sign up for a variety of jobs, ranging from putting together Ikea furniture to supervising a child's birthday party.
The process of becoming a Tasker on TaskRabbit is a bit more involved than finding work on other sites. You don't simply complete your profile and get started. You'll need to attend an orientation in your town or online before you're able to get to work.
Mechanical Turk, or MTurk, is Amazon's contribution to the gig economy. It's a way to make money online, but you won't be raking in the dough. The Human Intelligence Tasks (or HITS) you'll find on MTurk often pay shockingly low rates, such as 2 cents per job. The trade-off is that each task should only take you a few minutes or less.
MobileWorks' goal is to help underemployed people find work. Although you can work with the company from anywhere, it's primary focus is providing mobile online work and ways to make money online to people living in areas where are fewer job opportunities.
Be a Session Musician
Not everyone gets to be a rock star or the front person in a famous pop act. But if you love music and are a decent musician, you can earn a bit of extra cash by finding work as a session musician. Knowing people in the industry is helpful for finding session gigs, but you can also put a up a website and start promoting yourself around town. If there are record labels or recording studios in your area, don't be shy about calling them and letting them know you're available, as well as what instruments you play.
Apply Your Specific Skills
Some subjects are more in demand for tutors than others, but if you enjoy teaching or are a teacher, one of the best ways to make money is to offer tutoring services. You can tutor students one-on-one, in person, tutor online or work with a tutoring company like Kaplan, working with groups or individuals.
English is one of the most used languages in the world and one of the hardest to learn. If you're a native English speaker, you can put your language abilities to good use and teach others, either in a private tutoring session or a classroom setting.
Maybe you're not good enough to play music on a studio album or back a famous musician on tour. But you can still make money from your skill by offering lessons to children and adults who want to learn an instrument. You can charge students $20 or $30 for an hour long lesson and have them come to you, on your own schedule.
Being a referee isn't the most glamorous side gig, but it does pay up to $25 per hour. If you have experience with a sport, such as soccer, and thick skin, you can find work serving as a ref for the local high school's team or for any community sports leagues in your area.
Teaching software packages
Have you mastered Microsoft Office? Do your Photoshop skills make others jealous? Turn your software knowledge into cash by offering to teach others how to use the packages. You can offer private lessons on your own or, if you're certified in a particular package, teach programs offered by your local community college or the software provider itself.
Setting up new computers/troubleshooting old ones
Some people just get it when it comes to computers. Others need a bit of help. If you're a natural with technology or if you love solving problems, you can make some extra money by helping people install apps on their new computers, by helping them clean up an older computer with a virus or malware or by helping someone figure out why they keep getting the blue screen of death.
Writing blog posts
One way to make money more quickly is to write blog posts for others. Brands and companies are often looking for people to boost their web traffic and increase conversions by posting fun and engaging blog posts. If you're a good writer, there's no reason why you can't be the one writing those blog posts.
Are you good with numbers or have experience working as an accountant? You can find freelance or part-time bookkeeping gigs to earn some money and help businesses keep their books straight. A lot of smaller companies don't need or can't afford the services of a full-time bookkeeper, which is where you'd come in. To get started, reach out to local companies and ask if their bookkeeping needs are being met.
Just as some companies can't hire a full-time bookkeeper, some can't hire a full-time office manager. If you're great at sifting through paperwork, finding a place of every office supply, and keeping things stocked, you can make some money by offering your organizing skills to a local business.
Alternatively, you can tap into your inner Marie Kondo and offer to help people who work from home to help keep their home offices neat and organized.
Light mechanic work
If you can change oil on a car, fix up a stalled battery or repair busted lawn mowers, you can put those skills to good use and bring in some cash fast. You can use one of the sites mentioned above to advertise your skills or hang flyers around town to promote your side gig.
Process medical claims
Healthcare is one of the fasting growing industries, providing you with ample opportunity to make some money working a side gig. You don't have to be a doctor or nurse to work in the field. If you're detail-oriented, have some math skills and are a good communicator, you can find work processing medical claims in your spare time.
Do you know the difference between AP and Chicago styles? Do you feel happy inside when someone uses the subjunctive correctly? If so, a side gig as an editor can be a good way for you to make some extra money.
There are plenty of places online where you can find editing gigs, such as Upwork. Keep in mind that you will most likely have to take a test first to prove that you have what it takes to spruce up documents and articles and really make them shine.
Set up simple websites
These days, it doesn't take much to build a simple website. Tools like Wix, WordPress and Squarespace have thoroughly simplified the process, so much that you don't even really need to know any code to make a site.
That said, there are still plenty of people who shy away from building their own sites, whether due to a general fear of technology or because they are convinced someone else can do it better. That someone can be you. Make up a few test sites to use as a portfolio and start advertising yourself all over.
Getting someone’s tax records organized
When it comes to taxes, some people just aren't any good at keeping their receipts in order. Or, someone might be looking to digitize their records to clear up some space in their home office. That's where you and your organizational skills come in. If you're handy with a scanner or just good at sifting through lots of paperwork, you can charge $20 or so per hour to help another person clean up his or her act.
Graphic design services
Whether you work a full-time graphic design job or just dabble in design from time to time, you can sell your services to people or companies in need of a rebranding or design update. An easy way to get the word out is to list your services on a place like Fiverr or Upwork, but you can also rely on referrals and local advertising.
Turn your photography skills to cash
You have a few options if you're good with a camera and want to turn your pictures into fast cash. You can take photos and list them on stock photo websites, like FOAP or Shutterstock. Another option is to set up a part-time photography studio and have people pay you to photograph them.
People are always looking for someone to take pictures for their weddings, their pregnancy announcements or for milestone birthday parties. Once you land a few clients, your side gig can grow quickly through word-of-mouth.
Social media manager
While some businesses do have full-time social media managers on staff, plenty of other companies want help managing or posting to their social accounts, but can't afford to hire another full-time staff. Whether you're a digital marketing expert or just love social media, you can charge clients around $500 per month to post daily updates for them, respond to comments, and keep their accounts spam-free.
Staging houses for sale
Sometimes, staging is what sells the house. If you've got an eye for interior design and you need money, you can offer your talents as a home stager to local real estate agents or to people who are trying to sell their homes. How can you find homes that need stage? Drop by local open houses and check them out. If a house has been on the market for weeks and months and looks like a disaster inside, you can offer your skills to help it get sold.
If your wedding was a the party of the year or if you love throwing parties for others, why not turn that into cash by charging people to help plan their own events? While you need some training and certifications to become a full-time planner, you can offer your services to those you know or friends of friends on a part-time basis.
Become an affiliate for a product you know and believe in
Affiliate marketing doesn't work when the person who's trying to push the product just isn't that into it. But when you love a product, it's much easier to convince others to buy, too. If there's a brand or service you couldn't do without, see if it offers an affiliate program. You can earn a cut of sales every time you get someone to buy.
Create or edit videos
Do you have something to say? Instead of being a blogger, you can try being a vlogger, creating fun and informative videos to post on YouTube. You can earn money from ads on the videos or, as your fame grows, from brands that want to sponsor you. If you're camera shy, you can still make some money by offering to edit the videos created by others.
Buy low, sell high
Sometimes, when a brand releases a limited edition line (think Lily Pulitizer for Target), people will wait in line overnight to be the first to buy it. They can then turn around and sell for inflated prices on eBay. If you don't mind waiting in line or camping out overnight, you can make money online by buying low and selling high.
Preparing research papers
While you don't want to help someone cheat and actually write a paper for him or her, you can earn some money by helping with the preparation. For example, you can charge $20 or so per hour to schedule interview subjects or to visit the library and find books or other journals on the subject.
Get Paid To
Become a moving billboard
Ever see those sign spinners on the sidewalk or people advertising a store closing sale? It might not be the most glamorous gig you've ever had, but it doesn't require much training and can help you bring in some extra cash when you need it most.
Participate in Marketing Research
Similar to doing online surveys, market research studies will pay you for sharing your opinion. You're usually in a room with a group of other people, where you're asked about a series of potential ads or about how a certain product makes you feel. Depending on the study, you can earn $100 or more for an hour's worth of your time.
Participate in Medical Studies
You'll need to meet tough, set-in-stone requirements to be a medical study participant, but it can be a good way to bring in some extra money. Many studies not only pay you for your time, they'll also cover your transportation costs.
Get Paid to Provide Services
Do Tasks for Friends and Family
Odds are, your friends and family members have some chores they don't enjoy doing. Find something they need to have done and offer to it, for a fee.
Pre-Sell Your Labor
Stores sell gift cards so that they can get cash before a person actually makes a purchase. You can do something similar. Sell your friends IOUs or certificates good for a specific task. You'll get money now, they'll get some help later.
Become a Mover
You don't have to own a van to help people move. If you don't mind picking up heavy things, plenty of people will gladly give you cash to help them move. Hang up signs around your town or advertise yourself on Craigslist.
Bartend at a Party
You can make lots of money, fast by offering to bartend at a friend's party or upcoming big event. If you have actual experience behind a bar, a catering company might be happy to hire you to mix drinks during weddings or banquets.
Bartend at a Bar
Similarly, you can also pick up a few shifts a local bar or restaurant to earn some extra cash. You'll not only get an hourly wage or shift pay, you'll also get to keep whatever tips the bar patrons give you.
Babysitters can make a decent hourly wage — around $15 per hour — for little work. Depending on when you babysit and the kids' bedtimes, you might end up getting paid to sit and watch TV.
Be a Pet Sitter
People who have cats, dogs or other pets often need someone to drop in and feed and otherwise care for the pet while they're away. You can charge $15 to $20 for a half an hour visit.
Plenty of dog owners work during the day and need someone to take their dog out for a mid-day walk. What you can charge depends on the number of dogs and the length of the walk, but you can expect to get around $20 per half-hour walk.
If you need a place to stay and some quick money, house sitting can be ideal. Usually, you'll stay in a person's home while he or she is away. Your exact responsibilities will vary based on the job, but you can expect to be asked to take care of any animals, water the plants, and bring in the mail or newspapers.
While many home repair jobs require licensing and training, house painting doesn't. You can practice on your own home first, before you start going door to door or advertising your services. You can expect to earn around $15 to $16 per hour.
Paint House Numbers on Curbs
If you want to dip your toes into the painting business, you can try painting house numbers of sidewalks or curbs first, for a fee. There's just one rule of thumb to remember: ask people before you paint. Some painters do the work, then knock on doors and have people refuse them.
During the spring and summer, lawns need regular mowing to look great. If you've got the time and the need the cash, you can make a lot of money by asking your neighbors if they want you to mow their lawns. Depending on how many offers you get, mowing lawns is one way to make 200 dollars fast.
Do Customer Deliveries
The next time you go to the supermarket or run errands, ask your friends or neighbors if they'd like you to pick something up. If they say yes, offer to do it, for a small fee. Making deliveries can be a particularly good side gig if you have a lot of house-bound friends or know people without cars.
Deliver Phone Books
If you really need a way to make some extra money, ASAP, you can try delivering phone books. The pay isn't great (it often works out to less than $1 per book), but every little bit helps when it comes to making money.
The trouble with Uber and similar companies is that they set the prices. If you simply offer to give people a ride, for a fee, you can determine how much to charge. Plus, you'll get paid right away, in cash, and won't have to wait for the ride sharing service to pay out.
When it snows, someone's got to clear walkways and sidewalks. If the price is right, that someone might as well be you. If you're going to help people out during or after a snowstorm, make sure you ask them or negotiate with a price for your work before you start shoveling.
If you're handy with computers, plenty of people will happily pay you to fix theirs or to save theirs from a virus.
Whether you have some time during the week or a few hours on the weekend, you can charge $20 or so per hour to tidy up people's homes for them.
Spring or fall clean-ups
Another option to offer your services specifically for deep cleaning in the spring or fall. Charge a few hundred dollars per day to make some extra money quickly.
If you aren't scared of heights, you can offer to clean out your neighbors' gutters. It's a job you can do quickly on the weekend.
Head over to your local supermarket and rent one of those carpet cleaners, then ask your neighbors if they'd like their carpets deep cleaned. Just make sure to charge enough to cover the cost of the rental and cleaning supplies.
Wash, wax and detail cars
Set up your own car wash and make $15 or so washing and detailing other people's cars.
Window washing is another job everyone's got to do but few people like. If you aren't scare of heights, grab your Windex and a squeegee and head door to door. Charge $15 to $20 per hour to make it worth your while.
Sometimes people want to rearrange, but don't want to or can't do the heavy lifting. Advertise your furniture moving gig online or by posting flyers.
If you have a truck, you can start a side gig clearing out people's unwanted stuff. Even better, if they are getting rid of scrap metal, you can take the stuff to the recycling center and sell it.
Work at Events
Catering companies are often in need of wait staff for events, promotional companies need people to give away samples or act as spokespeople. If you like people, you can earn $10 per hour or so working at events.
Setting up pools for the summer
If you're good at cleaning and managing pools, local rec centers and homeowners might be happy to hire you to take care of theirs at the beginning of the summer.
Setting up holiday decorations
Not everyone loves wrangling holiday lights or setting up their Christmas tree. If you do, offer to set up the decorations for others. You can charge $50 or $100 for a few hours of your time.
Carpool – and be the driver
Offer to drive the car the next time you and your friends are going somewhere. Turn it into a money making venture by charging each friend $5 per ride.
Earn More At Your Job
Get a Paycheck Advance
Not every boss will go for it, but some will give you an advance on your paycheck if you're in a pinch. It doesn't hurt to ask.
Get Overtime at Work
You earn time and a half for every hour over 40 you work in a week. If your company offers overtime and you need money, it's a win-win.
Become a Day Laborer
If you're between jobs, it can be worth your while to pick up a few shifts as a day laborer. It won't be a career, but will help you put food on the table.
Try Simply Hired
Looking for work? Check out Simply Hired, a job search engine that can connect you to millions of job postings.
Be a Vegas Night Dealer
Obviously, you need to live in Vegas or near a casino for this one. But if you have nights free, you can get an hourly wage plus tips, bringing in as much as $50K per year.
Employee Referral Program
Some jobs offer bonuses to employees who refer other employees. Talk to HR, then start recommending your company to your friends.
Customer Referral Program
Likewise, some companies offer bonuses to employees who bring in new clients.
Gather Existing Funds
Get Your Utility Deposits Refunded
If your electric or gas company asked you for a deposit, see if you can get it back. After a few months of regular payments, they should refund it.
Collect Your Unclaimed Money
Head to MissingMoney.org and see if you have any unclaimed funds. That money's rightfully yours and it's up to you to claim it.
Return Your Purchases
If you're never going to use or wear something, don't toss it into the back of closet. Take it back to the store and get your money back.
Get That Tax Refund
File your taxes early and work with a tax pro or tax software to make sure you're not missing any deductions or credits that could mean a bigger deduction for you.
Round up Your Loose Change and Bills
A few quarters under the couch here and there adds up. Take the contents of your spare change jar and any other loose change you find to the bank and turn it into dollar bills.
Tap Your Emergency Funds
If you're really in a pinch, tap into any savings you've set aside. That's what it's there for!
Cash in Bottles and Cans
In some states, you can get back five cents per bottle or can returned. In others, you can collect aluminum cans and take them to the recycling center, which prices them by weight.
Cancel Subscriptions to Get a Refund
When's the last time you read the actual paper? Do you really watch all those channels? Get your money back by canceling subscriptions you don't use.
When's the last time you logged into PayPal? You might have money lingering there that you forgot about.
Cash in Your IRA
You can take money out of your IRA for certain reasons (like to pay for school or a new home) without paying the penalty. If you have a Roth IRA, you can take out your contributions penalty-free at any time.
Start Doing Side Jobs
Be a Sign Holder
As a sign holder, you'll get people to drop into stores during sales or to visit open houses. Though it might be a tough gig in the winter, it's a great excuse to spend the day outdoors in the spring.
Pizza delivery drivers earn an hourly wage plus tips. If you get a job delivering on Fridays or Saturday nights, you can earn a decent amount of extra cash.
Become a Gym Instructor
Personal training or teaching yoga can be a good way to earn some extra cash in your spare time. You'll not only get to earn money, you'll get to help others get in shape.
List extra, unwanted items on eBay to make some quick cash. Remember that eBay will take a cut of your sales.
Have a Yard Sale
Go the local route and have a yard sale to unload stuff you no longer want. Be ready to haggle, though.
Sell Things on Craigslist
Craigslist is great for selling bigger items, like furniture, to people in your area. Just be sure to get people to pay in cash before they take the item away.
Sell Crafts on Etsy
If you sew, knit or otherwise make things, you can list those items on Etsy. It might take some time to get started, but plenty of people have turned their crafting businesses into full-time careers.
Sell Your Gold and Silver
Gold, silver and other precious materials will always catch a good price. It depends on the quality, but you can get around $40 per gram for gold.
Sell DVDs and CDs
If you don't have a DVD or CD player anymore, there's no reason to have discs collecting dust at home. Sell them either in person or using a service like Decluttr.
Go to a Flea Market
A table at a flea market might cost you $10 or $25, but it gives you an easy way to sell your stuff to others.
Sell Old Phones
If you have a few smartphones or iPhones collecting dust, you can sell them. You might not get much, depending on the age of the phone, but a few dollars is better than no dollars.
Sell Your Furniture
That couch you no longer like or an old desk can be worth something.
Sell Stuff Locally for Friends and Family
If your family or friends have items they want to sell, but don't have the time, you can offer to sell it for them, then take a cut of the sales.
Old textbooks, paperbacks you'll never read again, unwanted cookbooks. You can sell them to used bookstores either locally or online. Powells Books and BuyBack Express are two places that buy books online.
Go Dumpster Diving
People throw out valuable things all the time. Turn someone's trash into your treasure by trash picking it and selling it.
Become a Street Vendor
There are some hoops to jump through first, but you can get a permit to be a street vendor, then sell whatever you want on the sidewalk.
Collect and Sell Flowers
If you have a knack for creating beautiful bouquets, visit the grocery store, get some cheap flowers, then turn around and sell them for more.
Sell Scrap Metal
Aluminum cans can be worth something. A recycling center will give you cash in exchange for cans and other metals.
Cash in Your Gift Cards
If you have a gift card you know you won't use, sell it online to someone who wants it. You might not get the full value of the card, but any cash is good.
Head to a consignment store to sell clothing that's still in style but that you know you won't wear again.
Sell Something on Fiverr
You can sell pretty much anything on Fiverr, whether it's goods or services. fYou don't have to price it at $5, either.
Scalp Your Tickets
Got tickets to a sold out concert or game? Sell them on Stubhub or in front of the venue, for an extra fee.
Sell Your Car
If you really need money, selling your car can mean a lot of cash fast.
Sell photos on Shutterstock
Take photos of common objects or scenes, then list them on Shutterstock for people to buy as stock images.
It's a not for the faint of heart (or those with a fear of needles), but you can get around $20 per donation when you sell your blood.
Rent Out a Room
Turn an extra room in your home into cash by renting it out. You can list it on Craigslist or AirBnB.
Rent Out Space
Maybe you have extra space in the basement or spare office space. Rent it out to people looking for a workspace.
Rent Out Your Garage
If you have a garage, but no car, you can rent the garage out to bands, artists or a driver who's looking for parking.
Rent Out Your Driveway
You can also try renting out space in your driveway to people who need a place to park.
Sell Something to a Pawn Shop
A pawn shop will give you cash right away, in exchange for something valuable. Just make sure you pay the cash back or you'll lose your belongings.
Put It on a Credit Card
You can swipe your card if you need to pay for something pricey and don't have the cash.
Get a Car Loan
If you need a new car, but don't have the money for it right now, a car loan can help you make ends meet.
Borrow from Your 401(k)
This is risky, but if you really need money, you can take a 401(k) loan. Just make sure to put the money back by the due date or before you leave your current job, or else you'll end up with a big penatly.
Cash a Credit Card Convenience Check
You can get cash from your credit card company, for a price. If you're in a real bind, it might be worth paying the cash advance fee and interest.
Use Your Credit Card to Buy Things for Friends
You can offer to buy things for friends then have them reimburse you with cash.
Get a Payday Loan
A payday loan can see you through a tough spot. Just remember that the interest rates on these loans are astronomical, so it's best to leave this option for last.
Get a Credit Card Cash Advance
You can use your credit card at an ATM to get cash. You'll pay a fee and interest on the amount.
Use Your Overdraft Account
If your checking account offers overdraft protection, use it when you need to. You'll have to pay a fee for each overdraft, but it can be less expensive than getting a cash advance.
Borrow From Family
Ask your family members if they can help you out when you're in a bind. Be clear that you'll pay them back and offer to pay interested.
Change Your Habits
Start Eating Cheaply
Buy store-brand or generic brand foods, cut back on meats, and use coupons to save money at the grocery store.
Make Coffee at Home – No More Starbucks
Brewing coffee at home is way cheaper than going out for a cup of coffee. Start making your own at home and set aside the money you would have spent at Starbucks.
Unsubscribe From Your TV Service
With cheaper options like Netflix, Hulu and Amazon, there's no need to spend $50 or $100 on cable or satellite. Cut the cord and bank the savings.
Give Up a Guilty Pleasure
Do you have a habit that's draining your wallet? Whether it's a pack of cigarettes per day, a glass of wine after work, or a pint of Ben and Jerry's on the weekend, giving it up will help you save lots of money every week.